I was born third of seven children to Ed Hargis and Betty Varner Hargis. We lived in a small town called Soddy Daisy, TN, just twenty miles North of Chattanooga. I graduated Soddy Daisy High School and received an Associates Degree in business and accounting at Chattanooga State Technical College. After several different jobs I finally obtained a position with a general contractor on all developments, including spec homes, apartment communities, and commercial buildings. My career with this developer took me into many different fields of the real estate industry. I received certifications as a CAM and CPM. During this time I served on the Chattanooga Apartment Association as Secretary, Treasurer and President for several terms.

My first trip to the Smokies was in 1965 and I remarked "I will live here one day". It took thirty years to make that dream come true. I wasn't sure exactly what I was going to do, but I figured the Real Estate market would be very difficult to break into, so I started selling Timeshare. My friends and co-workers, introduced me to Tom Montgomery, whom I married. Tom was a Realtor with Gatlinburg Real Estate. After Tom and I were married, I started selling general real estate. What a difference! I began selling to fun people on vacation and investment properties, and what a better place to do this than in the Great Smoky Mountains.

I currently reside off N321 East Parkway in the Cobbly Knob area. I have three children and seven grandchildren. I have certainly been blessed.